bills and the importance of savings

1 Apr

london wednesday 2015

this morning in the post there came the estimated half yearly service charge bill for my flat. it came to £605. but since i overpaid last time i only have to pay £480.

 but it serves to emphasise why saving is so essential when u own a flat.

the bills invariably come all at once. because today is also the day the direct debit will deduct £153 and £70 for water and council tax respectively.

for months you see your balance grows and u think i am rich. haha. then all these payments come up, and bang the balance drops.

i look on all this with a calm mind, because i know i have the money saved to pay them all.

but people who dont look ahead will be caught out and then on top of all the monthly commitments from their hire purchases and interests , from the spending they have incurred during those ‘rich’ days… they get these huge bills. so beware.

i admit i am smug about it, haha. i think i am allowed it. so there!

sometimes i forget too, and would wonder why i am so careful about not buying things when there is so much money in the bank, and wondering if i am too stingy…and then this happens and that hits me …. it is times like this gives me a jolt and shows me this is why. and then i thank myself that i dont really bother to buy stuff…

5 Responses to “bills and the importance of savings”

  1. Garfield Hug Thursday April 2, 2015 at 5:32 am #

    Good to be always frugal and have savings – maybe it is an Asian trait but I too, practice this diligently. We may never know when savings come in handy. Have a great Easter weekend ahead. enjoyed this post 🙂 as it resonates with my thoughts as well as our late founding father, Mr Lee Kuan Yew! 🙂

    • alifesgayventure Thursday April 2, 2015 at 6:28 am #

      i think it must be my upbringing, my parents are very frugal , never any waste in our house. i am glad i pick up that habit from them just by seeing what they do. i dont recall they ever tells us, my brothers and sister to be frugal.

      • Garfield Hug Thursday April 2, 2015 at 7:21 am #

        Good upbringing. Me too, the same from observing my parents. LOL! I remember my first reading of your blog was on repairing zip to jacket. Never stopped reading since as I learnt of your freebies and savings😊

      • alifesgayventure Thursday April 2, 2015 at 7:30 am #

        i look forward to your posts too. it brings back such lovely memories of olden days when we would just chat away for hours on all kinds of things over a teh tarik late at night, in the cool temperature, in the car parks turn into hawker centres, lit up by the harsh light from the hawker stalls.

      • Garfield Hug Thursday April 2, 2015 at 7:58 am #

        🙂

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