Tag Archives: medicare

different jobs payments

11 Apr

london

I have been chatting to my friends from the usa, and he was saying that businesses have to contribute for your health insurance if they hire anyone who works over 30hrs a week.

so that is why many jobs in usa are parttime, to get round this requirement that lays costs on businesses who hire anyone working more than those hours.

And because working less than 30hrs means people earn less, many have to work more than one job. that explains why so many americans work in more than one job. and why so many dont have health insurance. 

but this is interesting,did u know that  when they get to 65yrs old they get free medicare. not many know that. my friend is 65yrs and he told me he was so relieved when he turned 65yrs without  getting a serious illness before than, or he would be made bankrupt.

but now he is over 65yrs old, medicare means he is safe from being bankrupt if he gets ill.

now i know why there was that theroux program i saw recently about people being kept alive and going through great lengths to prolong their lives even though they are in coma or in long term no hope illness. And there were whole hospitals and doctors there to help them keep alive even though their prognosis is hopeless.

at that time,when i was seeing the program;  i was thinking how come these people can afford that … now i know. medicare pays for it. that medicare bill must be enormous and it will fall on the taxpayer.

isn’t it a paradox! when u are below 65yrs old, u want to die quick if u get a serious illness, after 65yrs old u want to prolong your life even though the chances of getting well is hopeless and the doctors will want to keep u alive for as long as possible. this is in america the great big land of freedom and democracy. i am glad i live in the uk, with our national health. 

we were looking at a tv program on london live, a new tv channel, and they were showing a bunch of workers in the ritz cinema in brixton demonstrating for a living wage. the minimum wage in uk is £6.80, the workers were paid £7.70 and want £8.50 an hour. the ritzy is a small cinema in brixton, which is not really a rich area.

and not like one of the big guns cinema chains in leicester square charging £12 for a film. so it makes me wonder how the workers can justify asking for such high wages. they are actually paid more than the basic wage and they still want more. it makes me realise why businesses dont like to give workers more than the minimum wage if they can help it because it seems u start giving them more, the workers start getting ideas and want still more. 

now i ask myself do the workers in the vue, or anyof those cinema chains in leicester square make more than the basic wage or not. and if so do they want to strike for a living wage?

or do they get overtime and that bungs up their salary and so no need to fight for living wage.

perhaps  they are all  hired full time, seeing that in uk no businesses deliberately hiring parttimers only; because businesses dont have to contribute to  the  national insurance of their workers. it is related to pensions though, businesses will have to contribute an extra % to their full time workers’ pension pots. some businesses may only want to hire on a short term contract, so that they dont have to contribute to the pensions. you can see how govt rules can influence how businesses hire people. or they might want to hire self employed workers. that way they are not responsible for the pensions of those workers. sigh, there are all these bits and bobs that influence who and why and how workers are hired.