Tag Archives: retire

nectar points

27 May

london 11.57am 18C sunny bank holiday monday 2019

a sunny day , perfect for a bbq if u have a garden.

yesterday i got a free bag of teabags, and ginger biscuits from sainsburys when i went there to buy £1 worth of stuff… this time it was a brocolli 60p and 5bananas,62p. and when i was going out, there was a lady at the entrance giving those two things away, with the message to have tea on them, and to share with the neighbours to celebrate their 150th anniversary.  its rather nice, not so much the tea bags, because i give it to simon to bring to work,so i dont know what they are like; as i have tea leaves usually. the ginger biscuits were very nice though. crisp and crunchy with a hint of ginger.

today i shall most probably go again to sainsburys to buy something. so their promotion certainly is working to get me to buy something from them. normally i find their prices too high really.

and this morning simon had gone to the sainsburys express store near us to buy bread. he does that often, and have been piling up the points for me.  recently i got an email from the nectar points people saying i am one of  their best customer for bacon at their marsham st store, the nearest sainsburys express store near me. i realise it is not me, but simon, he tends to buy lots of bacon from them.

ever since i gave him a nectar card to use in sainsburys he has been the main provider of points to my card. and with it recently i have swap nectar points for 2 packs of frozen giant prawns, 225mg usually £4 each. so i consider that a perk to get this luxury item free. these frozen big prawns are very easy to cook esp in stir fries with veg, or in chinese noodles like char kuey teoh or soup noodles; they give flavour to the dish.

the frozen fish is also a good one for these quick dishes. no discounts there but they are quite cheap anyway at £2.20 for 520mg.  so i buy them a lot.

it is quite easy to find items to buy that will get me the points while this promotion is going on. it ends today. well, now you know what fills my days haha and what i like to do for activity. most people would think it dull. not me though. haha. i am so happy not to have to work and having to get up daily to go to work that everyday i dont work is a great bonus for me. i like my work when i was younger, but when i got to 50yrs old, i find it quite tiring to do it. some might say others might not be so lucky to be able to stop work at 50yrs old. but it is all relative, in that since i only have to feed myself, it does not take a lot of money to upkeep myself. and so i can stop work without any problems.

when you are retired you dont really have work to fill a lot of your time, and i think a lot of people cannot cope with retirement because they want to be doing things, and many things dont seem very urgent to do once you are not working.

holidays are meaningless when you are not working, in that you always have free days, and since you dont need holidays to do anything that u want to do,  the urgency to do them is gone.

for eg, travelling for short city breaks. that is always something you are eagerly looking forward to when you get a bank holiday coming up, to jet off somewhere out of the country to taste the sights of a foreign city. but now i am retired, that has lost all its excitement. haha.

you might say dont you feel sad that you dont have that excitement to travel abroad anymore? hmm, i might feel sad about it if i have never done it before, but i have and gone to many countries and cities and i think i have got it out of my system. it is not as great to go travelling  i have found… the hassles nowadays of travelling, the airport checks, and the crowded flights and unfavourable exchange rates with the £, many other factors seem to me outweighs any enjoyment.

or perhaps as i grow older i find local adventures more to my liking where i can stay in my own flat and enjoy it and appreciate staying put a lot more. 

retire too young?

27 Feb

london 5.54pm 6.7C dry saturday 2016

i went to lidl’s in the old kent road, to buy their veg, 29p each. and on the way back i bought pork at asda, it is because they were still selling it for £2/kg. i still have some pork in the freezer from my last time , when i bought it on 4th feb, but it can keep so i better buy now . who knows next month it might not be on sale for £2/kg.

i cut out the skin and made crackling out of it. it is real easy to do. just cut it into small pieces and fry. then drain off the fat that comes out of it,( i use it for cooking to add =flavour to the cooking oil ) and there u have it , the left over is crackling. they impart a lovely flavour and crunch to anything, if u add it as a garnish on top of the dish at the end of the cooking.

i have found a nice way to get there. by train from victoria, to peckham rye and then take the bus p12 . it was a very smooth flow from train to bus , the bus came very soon after i arrived at the bus stop. the train leaves victoria every half hourly. the station is very near the library which i go to every day.

coming back i found it is better for me to take the bus back, take the 53 and change at elephant and castle for the c10 and that drops me right outside my flat nearly.

these are all the travelling i get up to these days, unlike these young retired couple who are travelling the world, having saved enough and be self sufficient. they were featured in the daily mail website, and it seems that is what the daily mail do online now.they seem to  feature bloggers and grab stuff from them,(maybe by linking to their blog those guys can earn money from it, is that so i wonder? is that how the daily mail persuade them to allow their blog to be featured? or do they demand a fee from the daily mail?) or utube, there are plenty of articles about best of… this or that. of nine ways to do this or that…is that what the newspapers do when they are online nowadays? i noticed the independant do that too. in fact all of them… 

i know a lot of people seem to like retiring early. or that is the conventional wisdom. and the couple seem to be enjoying themselves, but i bet they will be bored with it, and when the kid grows up and have to go to school, and so need a long term stay- put- in- one- place situation, they will be relieved, (secretly) that they dont have to be nomads anymore and give it up without having to admit it.  haha. 

frankly i dont think that is a good idea (retiring early). 30s is too young.  u can go off and take a sabbatical for a year or two, of course, and that is a better route. i know for a fact i got bored if i go for a long break. i do it regularly when i was working, but only for about 2-3months, when i travel and loaf around, but after that i get bored and go back to work again. so for me, i found 2-3 months is more than i can stand not to be working. i like my work, because i am very good at it. haha.

lucky i can do it, being selfemployed and single and can relocate to anywhere in london and work was easy to get. retire when u are 50yrs old, that is a feasible thing to do, as you will find your body and mind are not as good for the work as it used to be and u get tired easily. at least that was what happened to me. that was why i stopped work at 50. 

i think when u are young, u are so full of energy. you want to do something that exploits your skill. if u are good at doing something u really want to do it, not only for the money , and that can be a lot if your skills are sought after, (so u can have the satisfaction that what u do is making u lots of money as well) but also the satisfaction of doing something well, and useful. that is why i dont think retiring so young is a good idea.

one other thing, when u are young and can make so much money, u should do it rather than let it slip by. make hay while the sun shines is what i always believe.